Loan management for microfinance, SACCOs & lenders
Built to grow
your business.
Applications, approvals, disbursements, repayments and the ledger behind them — in one secure system your team and your borrowers can rely on.
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Total Loan Amount Disbursed
RWF 486,250,000
Disbursed Loans
132
Pending Loans
7
Projected Amount
RWF 541,900,000
Due Loans This Month
18
Due Schedules Today
5
Outstanding Loan Principal
212,480,500
Outstanding principal amount
Current Outstanding Balance
RWF 238,915,200
Principal + accrued interest
Loan Disbursements
Statistics
Stats By Year
2026
Repaid
Outstanding
Written off
Trusted in Rwanda
Our happy clients.
Microfinance institutions across Rwanda run their business on Invictus, alongside the national institutions we work with.
Customers
Partners
Platform
Everything a lender runs on.
Six tools that replace the spreadsheets, paper ledgers and reminder calls.
Loans, end to end
Applications, approvals, disbursements and repayments in one flow. No spreadsheets in between.
Borrower portal
Your customers see their balance, schedule and history — and pay — from their own portal.
Automatic reminders
SMS and email reminders go out before each due date. Fewer late payments, fewer calls.
Built-in accounting
A double-entry ledger with income statement, trial balance and balance sheet. Always balanced.
Reports & analytics
Portfolio, repayment and performance reports on demand. Custom reports when you need more.
Full audit trail
Every action is logged: who did it, what changed and when. Ready for any audit.
Ready to get started?
Onboard your organisation
Collaborate with our team to onboard your organisation and bring your team members onto Invictus.
Onboard your organisation
Set up your operations
Go live
What is Invictus?
Invictus is loan management software for financial institutions. Customer onboarding, applications, approvals, disbursements, repayments, penalties, accounting and reporting live in one secure platform.
Who is it for?
Microfinance institutions, SACCOs and cooperatives, community banks, money lenders and SME lenders across Rwanda and East Africa.
Which parts of the loan lifecycle does it cover?
All of it. From onboarding and application, through approval and disbursement, to repayment tracking, penalties and portfolio reporting.
Do we get our own portal?
Yes. On Standard and above, your institution runs on its own subdomain or custom domain — for example yourbank.invictus.rw — with your branding.
Is our data kept separate from other institutions?
Yes. Invictus is multi-tenant: many institutions share one platform, but each institution's data is isolated from every other.
Run your business on Invictus.
See your own products, rates and approval steps in a private demo. No commitment.